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Jyot Enterprise

Financial Services

Business Loan

Unsecured capital, sanctioned on the strength of your numbers.

Overview

Unsecured business funding for expansion, inventory or hiring. We build a lender-ready financial story from your GST returns, banking and balance sheet, then place the file with the lenders whose credit policy actually fits your profile.

Timeline

5–14 days from document submission

Engagement

Published indicative pricing

Includes

A named specialist owning your file end to end

Benefits

What you actually get.

No collateral

Funding based on turnover, banking conduct and GST discipline.

Lender-fit placement

We know which credit policies accept your industry and vintage.

Clean cost comparison

Processing fees, insurance and foreclosure terms compared side by side.

Repeat facility planning

Structured so your next round is easier, not harder.

Process

How the engagement runs.

Typical duration: 5–14 days from document submission.

01

Financial review

GST, banking and ITR analysed for eligibility and red flags.

02

Structuring

Loan amount, tenure and EMI matched to your cash-flow cycle.

03

Placement

File presented to shortlisted lenders simultaneously.

04

Sanction support

Terms negotiated, conditions cleared, disbursement tracked.

Indicative pricing

Published, so you can plan.

Final pricing is confirmed in writing after a free scoping call. Government fees, where applicable, are charged at actuals.

Up to ₹25 L

From 13.5% p.a.

  • 12–36 month tenure
  • Minimal documentation
  • Disbursement in a week
Get an exact quote

₹25 L – ₹1 Cr

From 11.9% p.a.

  • Up to 60 months
  • GST + banking program
  • Part-prepayment allowed
Get an exact quote

Above ₹1 Cr

Negotiated

  • Structured facility
  • Multi-lender syndication
  • Covenant advisory
Get an exact quote

Sanctioned in nine days when our own bank had taken six weeks to say no.

Kiran Joshi · Director, Ahmedabad

Frequently asked

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Enquire about Business Loan

Free consultation. Written scope within three working days.

We reply within one working day. Your details are used only to respond to this enquiry.