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Jyot Enterprise

Financial Services

Home Loan

The right lender, the right rate, the paperwork handled.

Overview

We compare sanction terms across 30+ banks and NBFCs, structure your income profile for the strongest eligibility, and run the file end to end — from login to disbursement — so you are not chasing a branch manager between work calls.

Timeline

7–21 days from document submission to disbursement

Engagement

Published indicative pricing

Includes

A named specialist owning your file end to end

Benefits

What you actually get.

Best available rate

We negotiate on your behalf across lenders instead of accepting the first offer.

Higher eligibility

Income structuring and co-applicant planning that lifts your sanction amount.

Zero paperwork stress

Document collection, valuation and legal coordination handled by your file manager.

Faster disbursement

Pre-checked files clear underwriting without the usual back-and-forth.

Process

How the engagement runs.

Typical duration: 7–21 days from document submission to disbursement.

01

Eligibility review

Income, obligations and credit profile assessed in a 30-minute call.

02

Lender shortlist

Three to five offers compared on rate, tenure and hidden charges.

03

File login

Documentation, valuation and legal verification coordinated by us.

04

Sanction & disbursement

Terms explained line by line before you sign anything.

Indicative pricing

Published, so you can plan.

Final pricing is confirmed in writing after a free scoping call. Government fees, where applicable, are charged at actuals.

Salaried

From 8.35% p.a.

  • Up to 90% funding
  • Tenure up to 30 years
  • Balance transfer supported
Get an exact quote

Self-employed

From 8.75% p.a.

  • Banking-based programs
  • Low-doc options
  • Income structuring advisory
Get an exact quote

NRI

From 8.90% p.a.

  • Remote documentation
  • POA coordination
  • Repatriation guidance
Get an exact quote

They got us 0.45% below the rate our own bank offered, and we signed everything from home.

Nirav Patel · Surat

Frequently asked

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Enquire about Home Loan

Free consultation. Written scope within three working days.

We reply within one working day. Your details are used only to respond to this enquiry.